Village Pandher Kheri (386) of Payal, Ludhiana comes under state Punjab. This is situated 5 kms far from city MALOUD. Total Population of Village is 1202 and household count is 238. For Education Village has facility of Govt Primary, Govt Middle, school.For higher education village also has .Village also has nearby education facility of .For health care village also has Primary Heallth Sub Centre, Maternity And Child Welfare Centre, TB Clinic, Hospital Allopathic, Hospiltal Alternative Medicine, Family Welfare Centre. Nearest water sources are Tap Water-Treated, Hand Pump, Tube Wells/Borehole. Waste water flows by no Drainage on the streets.